As a small business owner, you’ve poured everything into growing your business. Every day you face new challenges that divert your attention away from what you do best, your business! Whether you are the only employee or you have a growing staff, you want to make sure your company is protected. That’s why making sure you’re properly covered is crucial to you and your organization. That's why you need the professionals at R.H. Aaronson & Son, Inc. in Bordentown, New Jersey.
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Why is Small Business Insurance Important?
Keeping your organization and employees safe is essential to running a good business. From property & liability insurance to commercial auto insurance and worker’s compensation—R.H. Aaronson & Son offers you customized Small Business Insurance plans to those in and around Bordentown, NJ.
Types of Small Business Insurance
The Business Owners Policy (BOP) is a streamlined, simplified approach to purchasing commercial insurance. Like the Homeowners policy does for insuring your home, the BOP combines Liability and commonly needed Property coverages into one neat little package to meet the needs of the “average” policyholder. Because one size doesn’t fit all when it comes to small business insurance, at R.H. Aaronson & Son we will work with you to come up with a plan that meets any specific or unique needs you may have.
The list of additions and options available under the BOP policy is endless. Buying a BOP policy without customizing it is like buying a suit straight off the rack, it may cover you, but it won’t truly fit you! Let R.H. Aaronson & Son guide you through the selection process.
Below are some additional policy types that many small businesses may also need.
Commercial Auto Insurance
If you use your vehicle on a regular basis or let employees drive it for work purposes, you’ll want to make sure you have a commercial insurance policy in place. Depending on your needs, we offer coverage for all types of vehicles.
Worker’s Compensation Insurance
This form of insurance provides wage replacement and medical benefits to employees who get injured on the job. Additionally, it’s required by law for any business that has employees. Protecting you and your employees, we’ll recommend options that best fit your business.
Commercial Umbrella Insurance
Extending your coverage for a minimal expense, Commercial Umbrella Insurance policies cover general liability, commercial auto, workers compensation, cyber liability & many more.